This week is making me a stress case. There is so much shit happening that, if shit doesnt go down the way I need it too I'll probably start crying. I have a whole lot riding on really iffy shit.
WakeOfAshesPosts: 21,665destroyer of motherfuckers
Basically just a really big contract that is happening... I dont want to really say more until it happens but it is huge for me. it's like a make or break week.
I need alcohol. or other methods for handling stress.
good luck man...i hope everything works out for you...i myself have been really stressed to...i need to find a new job and my grandma got called in to get a biopsy right away they think she has cancer....iv been trying to not drink tho so im gonna stay away from it
WakeOfAshesPosts: 21,665destroyer of motherfuckers
edited April 2011
that sucks... yeah I'm not dealing with cancer so you trumped me. I'm just close to a million dollars in debt, and I'm about to have half of it washed away. it's more complicated then that, but that's basically all I'm dealing with. If things don't go down how I need it too, then it could be some rough financial times ahead.
WakeOfAshesPosts: 21,665destroyer of motherfuckers
holy shit a million doallars? how does one accomplish this?
ummm... get a decent paying job. Talk a bank into letting you buy a half million plus dollar house on credit. Talk someone else into letting you buy another house on credit. If you can secure a loan for over a half million, getting other credit places to lend you money isnt difficult. it kinda snowballs dude....
WakeOfAshesPosts: 21,665destroyer of motherfuckers
So how fucked is this....
I'm selling this house for less then what is owed. To do that, you need to get permission from your lenders (two in this case) and you have to agree to their outrageous claims. Done. Then you need to find a buyer who gets the home appraised. Done. It appraised for what we agreed to sell, and he was preapproved from his bank. open and closed book, right? Wrong!
Now this whole process took 2 months because these things take a lot of time. I agreed to the deal, the buyer agreed to the deal, my banks agreed to the deal, and the person who insurers the loan (VA in this case) agreed to the loan.
The only person who is having issue with the deal is the buyers lender who thinks that the house isnt worth the selling price even though the appraisal says it is and even though the lenders money is fully backed and insured by VA. So if the value of the house dropped to 1 dollars after it closed, and the buyer decided to default on the loan.. then the person who is out the money isnt the lender... it is VA!!! VA who already agreed to the terms.
Comments
I need alcohol. or other methods for handling stress.
I work for people. Never worked for myself, but I need to start.
I'm selling this house for less then what is owed. To do that, you need to get permission from your lenders (two in this case) and you have to agree to their outrageous claims. Done. Then you need to find a buyer who gets the home appraised. Done. It appraised for what we agreed to sell, and he was preapproved from his bank. open and closed book, right? Wrong!
Now this whole process took 2 months because these things take a lot of time. I agreed to the deal, the buyer agreed to the deal, my banks agreed to the deal, and the person who insurers the loan (VA in this case) agreed to the loan.
The only person who is having issue with the deal is the buyers lender who thinks that the house isnt worth the selling price even though the appraisal says it is and even though the lenders money is fully backed and insured by VA. So if the value of the house dropped to 1 dollars after it closed, and the buyer decided to default on the loan.. then the person who is out the money isnt the lender... it is VA!!! VA who already agreed to the terms.
how fucked it that?