WakeOfAshesPosts: 21,665destroyer of motherfuckers
my mortgage company makes me want to cry. literally.
Don't you guys have really low interest rates? Our mortgage rates are around 5%-6% at the moment My first house I bought the interest rates were 20%
yes. I had a low interest rate, but I lost my job where my house was and I was basically living pay check to pay check (I know that is stupid). Anyways I couldnt find a job where my house was so I had to move from Seattle to NY to take a job making less money but still able to support my family and myself. From the time I bought the house to now, the house has gone 200k down in value. Naturally I dont have that 200k shortcoming so I am selling the house for less then what I owe and the bank writes off the debt because it was backed by the federal government. They do this because although they are taking a hit, it is a lot less expensive then the whole foreclosure process.
The thing is... it was the mortgage companies that basically inflated the market with prime market loans and such. and Now I am getting fucked because of it. A short-sale (which is what I am doing) does kill my credit, but it allows me to climb back out of the hole in a couple years. A foreclosure is going to hurt me about 4 times longer. so there it is...
I have this buyer (the third I have found), and the banks keep dragging their feet and fucking the deals up. it really sucks. everything about it sucks.
It's okay, I mean, I've known it since 2009 and now it's finally coming up.
I've accepted it, so it won't be so hard when it happens. It's better then being in denial. At least now she won't be in pain. If I was her, I would have wanted to die a long time ago.
my moms mad because i wont take my greatgradnma home i told her when i first started driving that i never would because this lady is so dumb and annoying shed distract me the whole way with her views on how being gay is a sin and how drugs just appeared out of nowhere in this generation
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i really cant explain how mad it makes me
it ruins my entire day
and i hate drooling on my pillow
[-(
blue turbins
From Those Fishes - I Fingered An Old Bitch (i got Aids on my finger)
[-(
blue turbins
From Those Fishes - I Fingered An Old Bitch (i got Aids on my finger)
Our mortgage rates are around 5%-6% at the moment
My first house I bought the interest rates were 20%
Actually, probably about a week now.
The thing is... it was the mortgage companies that basically inflated the market with prime market loans and such. and Now I am getting fucked because of it. A short-sale (which is what I am doing) does kill my credit, but it allows me to climb back out of the hole in a couple years. A foreclosure is going to hurt me about 4 times longer. so there it is...
I have this buyer (the third I have found), and the banks keep dragging their feet and fucking the deals up. it really sucks. everything about it sucks.
I've accepted it, so it won't be so hard when it happens. It's better then being in denial. At least now she won't be in pain. If I was her, I would have wanted to die a long time ago.
i told her when i first started driving that i never would because this lady is so dumb and annoying
shed distract me the whole way with her views on how being gay is a sin and how drugs just appeared out of nowhere in this generation
Same thing happened to my aunt five years ago.
We're all here for ya! >:D<